*MARRIAGE: PRINCIPLE ON HOW TO MANAGE MONEY IN A HOME*(Series 5) *Scripture Reading:* Proverbs 21:5 Yesterday, we started looking at how to get out of dept. We shall continue from where we stopped: *2) Analyze your current budget:* List all necessary expenses in order of importance. List only those things which are actual needs. Do not list things which you can do without. Determine the amount you have left over after necessary expenses. This should be applied to your debts on a regular basis. Keep this fact in mind: *You may have money on hand, but if you owe someone else, the amount that you owe is not rightfully yours. It belongs to the person you owe.* Sometimes as christian, we just need to make some decisions that will make our marriage heaven on earth. *3) Decide on the payments you can make to each creditor:* Determine to pay each creditor something regularly until the debt is paid. *Some bills will require larger monthly payments than others.* Decide on the maximum payment you can make to each creditor on a regular basis. *Once your list is made, put a date by each debt to indicate when you plan to have that debt paid in full.* Your plan should represent an earnest and sincere effort on your part to meet your obligations. In order for your plan to work, *you will need to stop any expenditures not essential for living. Discontinue credit buying. Pay for things as you get them. *Keep a written record of what you spend so that you know exactly where your money is going.* *4) Present your new payment plan:* Talk personally with each creditor. Explain your situation and show him your plan. *Ask for his agreement with your plan for paying the debt you owe him.* It is important that you keep your word and do what you promise to do. *If for any reason you are unable to make a payment on time, be sure to notify the creditor involved.* The book of Proverbs says; *"....get wisdom and in all things, get understanding."* To be continue tomorrow morning by God's Grace. Good morning and do have a fruitful week, peace. *Prayer point:* Holy Spirit, help me divine understanding, I reject ignorant in Jesus Christ name. Amen! T.S. AFOLAYAN

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901

2 years ago

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2 years ago

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MARRIAGE: PRINCIPLE ON HOW TO MANAGE MONEY IN A HOME(Series 5)

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